What is

The Road to 100?

We define the “Road to 100” as 100% of your net income in retirement. It’s not that simple — many variables come into play once you’ve retired — but our simple calculator gives you a clear idea of where you stand.

Are you on the “Road to 100?” Let’s find out.

100%

of your net income — the target we help you plan toward.


How it works

A web tool that’s fast & private.

It’s not a scientific breakdown of your finances with precision the folks at the Large Hadron Collider might envy — but it should give you a fairly good idea of where you stand.

The tool is easy to use and gets you results quickly. Simply fill in the blanks and watch the results update dynamically.

Need a hand pulling your numbers together? Call 949-247-3505 and we’ll walk you through it.


Before you start

What you’ll need on hand

To complete your estimate, gather these eight data points. Most you’ll already know — and we can help you find any you don’t.

  • 01 The NET INCOME you’d like to continue into retirement.

  • 02Your effective tax rate (usually 22–28% combined state and federal).

  • 03 Your FERS or CSRS monthly pension amount (discount the survivor benefit).

  • 04 Your Social Security age 62 estimate (from ssa.gov — typically ~$1,950).

  • 05 Your Social Security Supplement: (Years of Service − Military Time) ÷ 40 × Age 62 SS estimate. Usually $900–$1,600.

  • 06 Your estimated TSP balance at retirement.

  • 07 Your age at retirement.

  • 08 Your life expectancy in age.


Ready?

Let‘s see if you’re on the Road to 100.

Got all your numbers? Move on to the calculator and get a clear picture of your retirement income — in just a few minutes.

Calculate Road to 100
Call Us
Book a Meeting